How does it work?

  • You decide the amount and the period of the deposit you want to set up.
  • You see immediately the estimated interest you will earn.
  • If you want the Term Deposit to be automatically renewed, you can select this in the app.


Fully manageable with the app.

A very flexible way to select the amount and period of the deposit.

You don't need to give a notice period. There are no charges for early termination.

Fixed deposit interest rate for the whole term. You know exactly how much you will earn at the end of the term.

Deposit periods vary from one to ten years, with one year steps.

The minimum amount per Term Deposit is €500.

Term Deposit in US Dollars (Premium membership only)

Type of product

Term Deposit is an account with a fixed duration and interest rate. It’s available for mobile clients only.

Minimum and maximum limits

Minimum amount to open term deposit is 500 EUR. You can open as many deposits as you want.

Tax regime

Interests are subject to a withholding tax of 30%.


The funds transferred on the term deposit are blocked during the applicable term.


You can send your complaints to us using our chat or write an email to

If you are not satisfied, contact bank mediation service at


Protection of savings

The account is subject to Belgian law. Your deposits are protected up to 100 000 EUR per person. In case of bankruptcy or risk of bankruptcy of the financial institution, the saver runs the risk of not recovering his/her savings or may be subject to a diminution / conversion in shares (Bail-in) of the amount of the claims he/she holds against the financial institution in excess of 100 000 EUR, I.e. the amount falling within the scope of the deposit guarantee scheme.

Interests rates applicable for deposits (EUR)

Interests rates applicable for deposits (USD)

Become a member 
in minutes


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