First, you can apply online if you:

  • are a Belgium resident,
  • are a single applicant with a personal salary of €2500+ monthly after taxes and deductions and have been employed for a minimum of 3 months on a permanent contract,
  • have not been late on a repayment or failed to repay a debt to a lender,
  • have no more than €50,000 currently on credit cards and/or loans.
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What you need to know before you apply

  • You can borrow between €35,000 - €60,000 with a loan duration of up to 84 months and one of the best rates in market: 4.89%.
  • Loans deposited into your bank account of choice.
  • Aion Bank membership or account not required to apply for an instalment loan.
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Example: for an instalment loan with a fixed debit interest rate of 4,89% and a total loan amount of 10,000, the total amount for repayment is 11,032.73,  total cost of credit 1,032.73, 48 equal monthly instalments of 230 and annual percentage rate of 5,02%. Calculation done as of July 9, 2020 based on a representative example.

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