✔ If you find a lower rate on a personal loan, we'll match it
✔ Get a decision in up to 10 minutes
✔ Get approved funds within a business day
✔ 100% digital & no membership needed
✔ Borrow €500 - €35,000
Attention: Borrowing money also costs money. To be eligible, we require 3+ months employment with a minimum monthly income of €1200 after taxes.
First, you can apply online if you:
- are a Belgium resident,
- have a salary of €1200+ and have been employed for a minimum of 3 months,
- have not been late on a repayment or failed to repay a debt to a lender.
What you need to know before you apply
- You can borrow between €500 - €35,000 with a loan duration between 12-72 months and one of the best rates in market: 4.89%.
- We'll verify your income automatically to ensure a smooth process. We do not request payslips or bank statements. And no credit advisors are involved.
- You can easily share the information we need to verify your income by electronically using a secured communication channel.
- If your loan is approved, identify yourself fully digitally via your eID card and your loan will be deposited on the bank account of your choice within the same business day.
- If you want to repay your loan early, we don't charge any repayment fees.
Fully digital. Fully flexible.
- Apply and get an answer in 15 minutes.
- Borrow up to €35,000.
- Loans deposited into your bank account of choice.
- No account needed to apply for an instalment loan.
- Loan duration is for 12-72 months with the minimum amount of €500.
Frequently Asked Questions
Do I need to submit collateral if I apply for a loan?
We currently don't ask you to submit collateral for any of our loans.
Do you charge any fees for loans?
We want to make banking as simple as possible, so there are no fees on our loans. The only cost that you will have is interests. This means you'll always know the exact costs before you sign a contract with us.
What type of Loan is better for me?
Overdraft is a facility that gives you an extra amount to use if your account reaches zero. This is a flexible way to deal with additional expenses that can happen. Cash loan is a fixed amount lump sum you borrow over a set amount of time with a set amount of interest. You repay the loan in monthly instalments that get taken out on the same day every month.
How do I repay my cash loan?
We will automatically take your repayments from your current account on the date agreed in your contract. You can check your payment date when you click on the individual loan in your app.
Example: for an instalment loan with a fixed debit interest rate of 4,89% and a total loan amount of €10,000, the total amount for repayment is €11,032.73, total cost of credit €1,032.73, 48 equal monthly instalments of €230 and annual percentage rate of 5,02%. Calculation done as of July 9, 2020 based on a representative example.