✔ If you find a lower rate on a personal loan, we'll match it
✔ Get a decision in up to 10 minutes
✔ Get approved funds within a business day
✔ 100% digital & no membership needed
✔ Borrow €500 - €35,000
Attention: Borrowing money also costs money. To be eligible, we require 3+ months employment with a minimum monthly income of €1200 after taxes.
First, you can apply online if you:
- are a Belgium resident,
- have a salary of €1200+ and have been employed for a minimum of 3 months,
- have not been late on a repayment or failed to repay a debt to a lender.
Calculate your monthly repayments
€
Minimum amount: 500 EUR, Maximum amount: 35 000 EUR
Let's get started
What you need to know before you apply
- You can borrow between €500 - €35,000 with a loan duration between 12-72 months and one of the best rates in market: 4.89%.
- We'll verify your income automatically to ensure a smooth process. We do not request payslips or bank statements. And no credit advisors are involved.
- You can easily share the information we need to verify your income by electronically using a secured communication channel.
- If your loan is approved, identify yourself fully digitally via your eID card and your loan will be deposited on the bank account of your choice within the same business day.
- If you want to repay your loan early, we don't charge any repayment fees.
Fully digital. Fully flexible.
- Apply and get an answer in 15 minutes.
- Borrow up to €35,000.
- Loans deposited into your bank account of choice.
- No account needed to apply for an instalment loan.
- Loan duration is for 12-72 months with the minimum amount of €500.
Example: for an instalment loan with a fixed debit interest rate of 4,89% and a total loan amount of €10,000, the total amount for repayment is €11,032.73, total cost of credit €1,032.73, 48 equal monthly instalments of €230 and annual percentage rate of 5,02%. Calculation done as of July 9, 2020 based on a representative example.