Need extra money? Apply for your overdraft online and instantly get a new limit for your account. Any money coming into your account instantly repays your overdraft and decreases the interest, so you can rest easier about money.
Attention, borrowing money also costs money.
Our stress-free process
- The benefit of only paying interest on the credit you use.
- Pay no extra cost, other than interest.

See how much you can save
Already have an overdraft at another bank? Try our overdraft simulator to work out what you could save by moving your overdraft to Aion Bank.
Save on your overdraft
Other banks typically charge overdraft fees that can really add up. With Aion Bank, the interest rate is less so you can save up to €125 per year.
See the bottom of the page for the assumptions.



Digital banking at its best
- Signing up is fast and easy with our fully digital process
- Manage your money from anywhere
- Discover even more ways to save and earn money
- If after 12 months you've paid more than you saved, we will refund you the difference
Savings are calculated as the difference between 9% (the rate offered by Aion Bank) and a typical overdraft interest rate of 11.5% and assumes €5,000 overdraft used.