First, you can apply online if you:

  • are a Belgium resident,
  • have a salary of €1200+ and have been employed for a minimum of 3 months,
  • have not been late on a repayment or failed to repay a debt to a lender.
Refinance your loan
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Your existing personal loan. Our ways to save.

  • We help you save money by reducing your monthly payments.
  • We search over 20 Belgian banks for the lowest interest rate.
  • We calculate exactly how much you can save. Taking into account any financial obligations and the cost of your existing credit, as well as the cost of early repayment.
  • If approved, we help repay your current loan and remove administrative hassle.
  • All without opening an account at Aion Bank.
Refinance your loan
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What you need to know before refinancing your loan

  • You can refinance existing personal loans between €3000 - €35,000 with a loan duration between 12-60 months.
  • To be eligible, we require 3+ months employment with a minimum monthly income of €1200 after taxes.
  • We'll verify your income automatically to ensure a smooth process. We do not request payslips or bank statements. And no credit advisors are involved.
  • You can easily share the information we need to verify your income by electronically sharing your recent bank statements using a secured communication channel.
  • If your loan is approved, idenitify yourself fully digitally via your eID card we will help you to directly repay your personal loans from your current bank.
  • If you want to repay your loan early, we don't charge any repayment fees.
Refinance your loan
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