Refinance your personal loan at a lower interest rate. If approved, we pay off your existing loan on the same business day
✔ If you find a lower rate, we will match it
✔ Decision within 10 minutes
✔ 100% digital & no membership needed
✔ Borrow €3000 - €35,000
Attention: Borrowing money also costs money. To be eligible, we require 3+ months employment with a minimum monthly income of €1200 after taxes.
First, you can apply online if you:
- are a Belgium resident,
- have a salary of €1200+ and have been employed for a minimum of 3 months,
- have not been late on a repayment or failed to repay a debt to a lender.

Your existing personal loan. Our ways to save.
- We help you save money by reducing your monthly payments.
- We search over 20 Belgian banks for the lowest interest rate.
- We calculate exactly how much you can save. Taking into account any financial obligations and the cost of your existing credit, as well as the cost of early repayment.
- If approved, we help repay your current loan and remove administrative hassle.
- All without opening an account at Aion Bank.

What you need to know before refinancing your loan
- You can refinance existing personal loans between €3000 - €35,000 with a loan duration between 12-60 months.
- To be eligible, we require 3+ months employment with a minimum monthly income of €1200 after taxes.
- We'll verify your income automatically to ensure a smooth process. We do not request payslips or bank statements. And no credit advisors are involved.
- You can easily share the information we need to verify your income by electronically sharing your recent bank statements using a secured communication channel.
- If your loan is approved, idenitify yourself fully digitally via your eID card we will help you to directly repay your personal loans from your current bank.
- If you want to repay your loan early, we don't charge any repayment fees.
